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“It is not necessary to pay a third party to arrange for a loan modification or other form of forbearance from your mortgage lender or servicer. You may call your lender directly to ask for a change in your loan terms. Nonprofit housing counseling agencies also offer these and other forms of borrower assistance free of charge. A list of nonprofit housing counseling agencies approved by the United States Department of Housing and Urban Development (HUD) is available from your local HUD office or by visiting www.hud.gov.”
This page is updated regularly!!
Alternatives to Foreclosure – June 1, 2010
Ten Options for underwater homeowners – April 28, 2010
From Treasury’s Inspector General, see pages 68 – 75 of their April 2010 Quarterly Report to Congress
Credit scores drop after entering trial phase of loan modification – April 2, 2010
New scam: Loan foreclosure audit – March 4, 2010
Scams and 1-page scam sheet
Making Home Affordable Program (HAMP) for mortgage reduction is only for loans owned or guaranteed by Fannie Mae or Freddie Mac
Loan Refinance and Modification Chart
Homeowners Beware: Foreclosure Rescue Scams
Foreclosure Prevention Resources
Mortgage Workout Programs for Homeowners
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